Taxation Services
Tax Planning Strategies
The best tax outcomes are planned — not discovered after 30 June. PHC & Associates works with you before year-end to identify and implement legitimate strategies that reduce your tax liability and improve your financial position for the year ahead.
1000+
Clients Advised
CPA
Certified
Monthly
Board Packs Delivered
What's Included
Our Tax Planning Service Covers
Review of current year income, deductions, and projected tax liability
Superannuation contribution strategies (concessional and non-concessional)
Deferring assessable income where possible and appropriate
Prepaying deductible expenses before 30 June
Asset purchase timing and instant asset write-off advice
Trust distribution planning and beneficiary tax position review
Structuring advice for business owners and investors
Year-end summary and action checklist for implementation
Common Strategies
How We Help Reduce Your Tax
Every situation is different — here are the most common year-end strategies we apply for our clients.
Superannuation Contributions
Maximise concessional contributions up to the annual cap to reduce taxable income — particularly effective for high earners and business owners.
Prepay Deductible Expenses
Pay next year's deductible expenses — insurance, subscriptions, interest, rent — before 30 June to bring the deduction forward.
Asset Purchases & Write-Offs
Time business asset purchases to maximise instant asset write-off deductions under current SBE thresholds before year-end.
Defer Income
Where possible, defer invoicing or income recognition to the new financial year to reduce this year's assessable income.
Trust Distribution Resolutions
Ensure valid trustee resolutions are in place before 30 June to direct income to beneficiaries in lower tax brackets.
Write Off Bad Debts
Formally write off genuinely bad debts before year-end to bring forward a deduction and reduce assessable income.
How It Works
Your Planning Roadmap
Act before 30 June — the earlier you engage, the more options we have.
Book a Session
Schedule your planning session ideally in April or May — before year-end options close.
Income Review
We analyse your year-to-date position and project your tax liability to 30 June.
Strategy Recommendations
We present personalised, actionable strategies ranked by impact and suitability.
Implementation
We assist you in implementing recommendations before the 30 June deadline.
Post-30 June Review
We confirm outcomes and feed the results directly into your tax return preparation.