Business Advisory
3-Year Financial Forecasting
Knowing where your business is headed financially — not just where it's been — is what separates reactive owners from proactive ones. PHC & Associates builds detailed 3-year financial forecasting models that give you a credible, data-driven view of your future so you can make confident decisions today.
1000+
Clients Advised
CPA
Certified
3-Year
Forward-Looking Models
What's Included
Everything Covered in This Service
12-month, 2-year, and 3-year integrated financial forecast models
Revenue projections by product, service line, or client segment
Cost and headcount forecasting aligned to growth assumptions
Integrated profit and loss, balance sheet, and cash flow projections
Best case, base case, and worst case scenario modelling
Sensitivity analysis — what happens if revenue drops 20%?
Capital expenditure and funding requirement planning
Monthly model updates to track actuals against forecast
Why It Matters
Why This Matters for Your Business
Understanding the value of this service helps you get the most from it.
You Can Only Plan What You Can See
A 3-year forecast gives you visibility over your financial future — so you can plan hiring, capital investment, and debt repayment with confidence rather than guesswork.
Lenders and Investors Expect It
Financial institutions and investors use 3-year forecasts to assess viability. A credible model with clear assumptions significantly improves your chances of approval.
Scenarios Reveal Hidden Risks
Modelling best, base, and worst case scenarios shows you exactly how much buffer you have — and where your business is most vulnerable to external shocks.
Growth Has a Cash Cost
Revenue growth consumes cash before it generates it. A 3-year model shows the cash impact of growth so you can fund it appropriately.
Forecasts Create Accountability
Monthly comparison of actuals to forecast creates a performance discipline that drives better decisions and earlier course correction.
How It Works
Your Step-by-Step Process
A clear, structured process so you know what to expect from start to finish.
Data Collection
We gather historical financials, existing budgets, and forward assumptions.
Model Architecture
An integrated 3-year model is built with your specific revenue and cost drivers.
Assumptions Workshop
We review assumptions with you and challenge where numbers seem optimistic.
Scenarios Modelled
Best, base, and worst case versions are produced and stress-tested.
Model Delivered
The final model is delivered with a written summary of key findings and risks.
Monthly Tracking
Actuals are updated monthly so forecast vs actual is always visible.